/* ========== RESET ========== */
* {
    margin: 0;
    padding: 0;
    box-sizing: border-box;
}

body {
    font-family: Arial, sans-serif;
    line-height: 1.6;
    background-color: #f9f9f9;
    color: #333;
    padding-bottom: 80px; /* space for sticky call */
}

/* ================= HEADER ================= */
.site-header {
    background-color: #0b2d5c;
    color: #fff;
    padding: 15px 10px;
}

.header-flex {
    display: flex;
    justify-content: space-between;
    align-items: center;
}

.brand {
    text-decoration: none;
    color: #fff;
    font-weight: bold;
    display: flex;
    align-items: center;
}

.logo-icon {
    font-style: italic;
    font-size: 1.8rem;
    margin-right: 10px;
}

.brand-name {
    font-size: 1.5rem;
}

/* Header phone number */
.header-phone a {
    color: #f9e79f; /* soft yellow, visible on dark blue */
    text-decoration: none;
    font-weight: bold;
    font-size: 1rem;
}

.header-phone a:hover {
    color: #fff; /* white on hover */
}

@media (max-width: 768px) {
    .header-flex {
        flex-direction: column;
        gap: 10px;
    }
    .site-header .brand-name {
        font-size: 1.2rem;
    }
    .logo-icon {
        font-size: 1.5rem;
    }
}

/* ================= PROMO BANNER ================= */
.promo-banner {
    background-color: #0b2d5c;
    color: #fff;
    text-align: center;
    padding: 20px 10px;
}

.promo-banner h2 {
    font-size: 2rem;
    margin-bottom: 10px;
}

.promo-banner p {
    margin-bottom: 20px;
    font-size: 1.1rem;
    color: #fff;
}

.promo-features {
    display: flex;
    justify-content: center;
    flex-wrap: wrap;
    gap: 20px;
}

.promo-features .feature {
    background-color: #144d91;
    padding: 15px 20px;
    border-radius: 8px;
    min-width: 200px;
    flex: 1;
}

.promo-features .feature h3 {
    font-size: 1.2rem;
    margin: 0;
}

.promo-features .feature p {
    font-size: 0.9rem;
    margin-top: 5px;
    color: #fff;
}

/* ================= HERO / SECTION ================= */
.hero, .section {
    padding: 30px 20px;
    max-width: 1200px;
    margin: 0 auto;
}

.hero h1 {
    font-size: 2rem;
    color: #0b2d5c;
    margin-bottom: 15px;
}

.section h2 {
    font-size: 1.5rem;
    margin-bottom: 10px;
    color: #0b2d5c;
}

.section p, .section ul {
    margin-bottom: 15px;
}

.section ul {
    padding-left: 20px;
}

/* ================= DISCLAIMER ================= */
.pre-footer-disclaimer {
    background-color: #e9e9e9;
    padding: 15px 10px;
    text-align: center;
}

.disclaimer {
    font-size: 0.9rem;
    color: #555;
}

/* ================= FOOTER ================= */
.site-footer {
    background-color: #0b2d5c;
    color: #fff;
    padding: 20px 10px;
    text-align: center;
}

/* Footer links */
.site-footer .footer-links {
    margin-bottom: 15px;
}

.site-footer .footer-links a, 
.site-footer p a {
    color: #f9e79f; /* soft yellow, visible */
    text-decoration: none;
}

.site-footer .footer-links a:hover,
.site-footer p a:hover {
    color: #fff;
}

.site-footer p {
    margin: 5px 0;
}

/* ================= STICKY CALL BAR ================= */
.sticky-call {
    position: fixed;
    bottom: 0;
    left: 0;
    width: 100%;
    background-color: #ffd966; /* soft yellow background */
    color: #0b2d5c; /* dark text for contrast */
    text-align: center;
    padding: 12px 0;
    z-index: 1000;
    font-weight: bold;
    box-shadow: 0 -2px 6px rgba(0,0,0,0.2);
}

.sticky-call a {
    color: #0b2d5c;
    font-weight: bold;
    text-decoration: none;
}

.sticky-call a:hover {
    color: #fff;
}

/* ================= RESPONSIVE ================= */
@media (max-width: 768px) {
    .promo-banner h2 {
        font-size: 1.5rem;
    }
    .promo-features {
        flex-direction: column;
        gap: 10px;
    }
    .promo-features .feature {
        min-width: auto;
    }
}